Millionaire Pie – Easy No-Bake Pineapple Coconut Dessert

Millionaire Pie is an easy no-bake dessert filled with crushed pineapple, maraschino cherries, sweet coconut, and crunchy pecans. Everything comes together in a creamy filling made with sweetened condensed milk, lime, whipped cream, and cream cheese, then gets spread into a graham cracker crust.
The best part is that you don’t need to bake it. Simply prepare the filling, refrigerate the pie until set, and finish it with homemade whipped cream and maraschino cherries. With just 15 minutes of prep time and a few hours in the refrigerator, this Millionaire Pie is a convenient make-ahead dessert for family gatherings, holidays, and special occasions.

Quick Recipe Snapshot

• Prep Time: 15 minutes
• Refrigerate: 4 hours
• Total Time: 4 hours 15 minutes
• Servings: 12
• Method: No-bake, refrigerator
• Category: Dessert

Why You’ll Love This Millionaire Pie

• No oven required: This is a chilled dessert, so there’s no need to turn on the oven.
• Creamy filling: Sweetened condensed milk, whipped cream, and cream cheese create a smooth, rich texture.
• Fruity flavor: Crushed pineapple and maraschino cherries bring sweetness and a bright fruit flavor.
• A little crunch: Shredded coconut and chopped pecans add texture to every slice.
• Easy to prepare ahead: The pie can be made 1–3 days in advance and stored covered in the refrigerator.
• A pretty dessert: Whipped cream and maraschino cherries make a simple, attractive topping.

Ingredients You’ll Need

• Graham cracker pie crust: Provides the crunchy base for the creamy filling. Use one prepared pie crust.
• Sweetened condensed milk: Adds sweetness and helps create the pie’s creamy filling.
• Lime: Both the zest and juice are used. The lime juice is essential because it helps thicken the condensed milk so the filling can set.
• Crushed pineapple: Use a 15-ounce can, drained very well. Removing excess liquid helps prevent a watery filling.
• Maraschino cherries: Chopped cherries add sweetness and color throughout the pie.
• Maraschino cherry juice: Two tablespoons add extra cherry flavor to the filling.
• Sweetened shredded coconut: Adds sweetness and a chewy texture.
• Pecans: Chopped pecans provide a crunchy contrast. They can be omitted if needed for nut allergies.
• Heavy whipping cream: One cup goes into the filling, while another cup is whipped for the topping.
• Cream cheese: Softened cream cheese gives the filling a smooth, creamy texture.
• Coconut extract and vanilla extract: Add extra flavor to the whipped cream mixture.
• Powdered sugar: Sweetens the whipped cream topping.
• Extra maraschino cherries: Use these to garnish the finished pie.

How to Make Millionaire Pie

Step 1: Prepare the Cream Cheese and Whipped Cream

Add the softened cream cheese to a mixing bowl and beat until smooth. Add one cup of heavy whipping cream, coconut extract, and vanilla extract. Mix until medium to stiff peaks form, taking care not to overmix.

Step 2: Mix the Millionaire Pie Filling

In a separate bowl, combine the sweetened condensed milk with the lime juice and zest. Mix well. Add the well-drained crushed pineapple, chopped maraschino cherries, cherry juice, shredded coconut, and chopped pecans. Fold in the whipped cream mixture until combined.

Step 3: Fill the Graham Cracker Crust

Spoon the filling into the graham cracker pie crust. Spread it into an even layer, smoothing the top so the filling reaches the edges.

Step 4: Refrigerate the Pie

Place the pie in the refrigerator for several hours so the filling can thicken and set. The recipe specifies four hours of refrigeration.

Step 5: Prepare the Whipped Cream Topping

Add the remaining one cup of heavy whipping cream and the powdered sugar to a mixing bowl. Whip until stiff peaks form.

Step 6: Decorate and Serve

Pipe or spread the whipped cream over the chilled pie. Garnish with maraschino cherries, if desired. Keep the pie refrigerated until ready to serve.

Tips for the Best Millionaire Pie

• Drain the pineapple thoroughly: Excess pineapple juice can make the filling too wet. Drain it well before adding it to the condensed milk mixture.
• Don’t skip the lime juice: Lime juice is essential for helping the sweetened condensed milk thicken and allowing the filling to set.
• Soften the cream cheese: Softened cream cheese is easier to beat until smooth and helps create a creamy filling.
• Avoid overmixing the whipped cream: Stop when medium to stiff peaks form. Overmixing can affect its texture.
• Fold gently: Fold the whipped cream mixture into the pineapple filling to keep the mixture light.
• Give the pie enough chilling time: Refrigerate for the full four hours so the filling has time to thicken.
• Add the topping before serving: Prepare the whipped cream topping and garnish the pie when you’re ready to finish it.

Can You Make Millionaire Pie Ahead of Time?

Yes. Millionaire Pie is a convenient make-ahead dessert. You can prepare it 1–3 days ahead and store it covered in the refrigerator. This makes it a helpful option when you’re planning a holiday meal or gathering and want to prepare dessert in advance.

Frequently Asked Questions

Why is my Millionaire Pie filling not setting?

The lime juice is essential because it helps thicken the sweetened condensed milk and allows the filling to set. Also, make sure the crushed pineapple is drained very well so excess liquid doesn’t make the filling too wet. Allow the pie to refrigerate for several hours.

Can I leave out the pecans?

Yes. The pecans can be omitted if you need to avoid nuts. The recipe still includes the pineapple, cherries, coconut, and creamy filling.

Can I make Millionaire Pie ahead of time?

Yes. Prepare the pie 1–3 days ahead and store it covered in the refrigerator.

Does Millionaire Pie need to be baked?

No. This is a no-bake pie. Prepare the filling, add it to the graham cracker crust, and refrigerate until set.

How long does Millionaire Pie need to chill?

The recipe calls for four hours of refrigeration before serving.

A Creamy No-Bake Pie for Any Gathering

Millionaire Pie combines a creamy pineapple filling with maraschino cherries, coconut, and pecans in a graham cracker crust. Finished with sweetened whipped cream and cherries, it’s a colorful dessert that’s easy to prepare ahead. Make it for your next gathering and let the refrigerator do the work.

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